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Inheritance Tax is no longer just a concern for the wealthy.
With rising property values, many families are now affected without realising it.
At Oxbridge Accountants, we help you plan ahead, reduce your IHT liability, and protect your estate.
Inheritance Tax (IHT) is a tax charged on the value of your estate when you pass away.
Your estate includes:
Key Rates:
Without planning, your estate could face a significant tax bill.
The Nil Rate Band (NRB) is the amount you can pass on tax-free.
Maximise your tax-free threshold with proper planning
If you pass your home to direct descendants, you may qualify for an additional allowance.
Protect your family home from unnecessary tax
HMRC will assess the total value of your estate, including:
Understanding your estate is the first step to reducing tax
If your estate is worth £600,000, including a home worth £300,000:
Effective planning can significantly reduce or eliminate this liability
From April 2027:
Now more than ever, pension planning is crucial for IHT
Ensure your estate is distributed efficiently and tax allowances are used correctly.
Reduce your estate value by gifting assets (subject to 7-year rules).
Protect assets and control how wealth is passed on.
Make tax-efficient gifts without affecting your standard of living.
Reduce your IHT rate to 36% while supporting causes you care about.
Cover potential IHT liabilities with a dedicated policy.
Strategically reduce estate value during your lifetime.
We help you navigate complex tax rules with confidence.
Every plan is designed around your personal and family goals.
We help you act early to maximise tax savings.
We simplify complex tax matters into clear actions.
We work with you as your financial situation evolves.
Without proper planning, your loved ones could lose a significant portion of your estate to tax.
Contact Oxbridge Accountants today on 0203 442 1900 for expert IHT advice
A tax on the value of your estate when you pass away.
IHT is paid from the estate before assets are distributed to beneficiaries.
Currently £325,000 (NRB), with additional allowances available.
You can’t always avoid it completely, but you can significantly reduce it with proper planning.
Yes, if made within 7 years of death (with some exemptions).
From April 2027, unused pension funds may be included in your estate.
The earlier, the better. Early planning provides more opportunities to reduce tax.
Don’t leave your estate planning to chance.
Contact us if you would like to know more about our services or to book your free telephone or video consultation.
Arrange a free consultation in person or via video with your local accountant. It's an informal chat to get to know you and find out more about the help you are looking for.
We clearly explain the support available to you and are happy to act as business advisors in order to help you grow your business.
We enjoy talking to business owners and selfemployed professionals who are looking to get the most out of their accountant. You can visit us at any of our 398 locations, meet with us online through video call software, or talk to us by telephone.
